UK Unclaimed Shares and Dividends

One-in-four workers have lost or left behind at least a portion of their retirement savings. The Association of British Insurers (ABI) found 800,000 defined benefit pensions worth £9.7 billion have gone unclaimed by owners or heirs. Including lost public sector pensions and employer trust-based schemes, The Government’s Pension Tracing Service maintains a database of 320,000 pension scheme administrators to assist with reclaiming your lost money.

Apply online: UK Pension Search

A recent study found heirs failed to claim billions of pounds in 'bona vacantia' assets owed deceased family members who died without a will. Over the next thirty years it's estimated the intergenerational transfer of wealth will total £1.2 trillion; but each year 57% of Brits die without an up to date will.

Go to: Unclaimed Estate Search

These five-year bonds were discontinued in September 2017. Matured bonds are transferred to NS&I’s ‘residual account’ - earning just 0.1 per cent a year.

Trace a lost Childrens Bond or Childrens Bonus Bond at: Bond Search

On average, between 2% and 5% of a company’s shareholders have either changed address or are deceased. Companies House regulations stipulate that shares may not be cancelled if a holder cannot be traced, shares belong to the registered owner or heir.

Search for missing company shares or dividends: UK Unclaimed Stock Search

The Independent Dormant Assets Commission recommends expansion of the Dormant Bank and Building Society Accounts Act to include pensions, insurance, securities and investments.

Fund investments would be coded dormant if there has been no account activity or owner contact for 12 years; cash dividends on inactive accounts go dormant after six. Pensions and insurance policies go dormant seven years after the owner is deceased.

To view the proposal go to:
Dormant Assets Scheme 2019

National Lottery and Euromillions winners must claim their prizes within 180 days of the draw date, or the money is forfeited to National Lottery Projects good causes.

To search: Unclaimed Prize Search